MARCOS ADMINISTRATION PUSHES MORE AFFORDABLE HOMEOWNERSHIP THROUGH PAG-IBIG

GOOD news for Filipinos dreaming of owning a home—now is the perfect time to apply for a Pag-IBIG Housing Loan.

Presidential Communications Office Undersecretary and Palace Press Officer Claire Castro said the Pag-IBIG Fund has lowered its housing loan interest rates and expanded its housing loan options in line with the vision of President Ferdinand R. Marcos Jr. to make homeownership more affordable for Filipinos.

“Alinsunod sa mithiin ni Pangulong Ferdinand R. Marcos Jr., na gawing mas abot-kamay ang pabahay para sa mga Pilipino, pinababa na ng Pag-IBIG ang loan rates at pinalawak pa ang housing loan options na angkop sa inyong budget,” Castro said.

She noted that under the revised rates, qualified borrowers can enjoy reduced monthly amortizations during the first three years of their loan, easing the financial burden of purchasing a home and encouraging more families to invest in their own property.

“Ibinaba na ang housing rates sa 4.5% sa first three years ng loan para sa house and lots na hihigit sa P950,000 ang halaga at condo units na aabot sa higit 1.8 million hanggang P4.9 million,” Castro added.

“Ginawa namang 5.75% ang promo rate para sa unang tatlong taon ng housing loans na nagkakahalaga ng higit P4.9 million hanggang P10 million,” she added.

Castro said Pag-IBIG Fund also encourages eligible members to take advantage of the limited-time housing loan promo, which is up to December 31, 2026 only.

“Sa tulong ng mas magaan na monthly payments, mas maginhawa na ang paglipat sa sarili mong tahanan. Para sa buong detalye, bumisita lamang sa kanilang website na pag-ibigfund.gov.ph,” she said.

“Sa bagong Pilipinas, abot-kamay na ang disente at may dignidad na pabahay,” Castro added.